We partner with clients from a wide variety of backgrounds to jumpstart and blueprint their futures. We are a holistic financial services firm, meaning we help you assess your financial picture by looking at each individual aspect of your life. Then, we create a plan to help you eliminate your debt, mitigate your tax obligation, invest for your future, plan for your retirement, transition your wealth and more! Here are just some of the ways we help our valued clients.
Our Services
Managing your finances on a day-to-day basis can be difficult for anyone
Income Tax Planning
Income tax planning is about more than just preparing your annual tax return; it’s about devising a plan to ensure you are paying only what’s necessary, helping you pocket more of your hard-earned money.
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- Tax Return Analysis
- Tax Bracket Management
- Cost Basis Review
- Low-Basis Security Transition
- Gain/Loss Coordination
- Loss Carryforward Review
- Tax-Loss Harvesting
- Deduction & Credit Optimization
- Potential Roth Conversion Analysis
Investment Planning
Your portfolio should be customized to you. That means assessing your risk and allocating assets accordingly to give you a map toward your goals while empowering you to make confident financial decisions.
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- Portfolio Review & Risk Analysis
- Asset Allocation
- Portfolio Construction
- Withdrawal Strategy Optimization
- Concentrated Position Analysis
- Risk Management
- Review of Held-Away Investments
- Financial Plan Worst-Case Simulation
- Retail & Institutional Manager Access
- Systematic Portfolio Rebalancing
Estate Planning & Charitable Giving
The right estate plan can save your family not just money but also stress and heartache. We can plan for the transfer of wealth to protect your loved ones and help them avoid costly and time-consuming probate courts.
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- Wills*
- Power of Attorney*
- Living Will*
- Health Care Proxy*
- Trusts
- Asset Protection Analysis
- Estate Taxes
- Guardian for Minor Children
* These services will require the collaboration of an attorney. We can connect with an attorney we consistently work with.
Family Planning Services
To us, family is everything, and we know you feel the same way. That’s why we help you explore strategies to care for older parents, help pay for students’ education, transition assets, recover from divorce and more.
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- Gifting
- Education Planning
- Caring for Elderly
- 529 Savings Plans
- Roth IRAs for Children
- UGMA/UTMA
- Transition to Widowhood
- Recently Divorced
Cash Flow & Budgeting
Hands-on, active management of your funds is crucial for the accomplishment of your goals. We can help you create a plan for saving, building income streams, eliminating debt, investing and more.
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- Tax Return Analysis
- Tax Bracket Management
- Cost Basis Review
- Low-Basis Security Transition
- Gain/Loss Coordination
- Loss Carryforward Review
- Tax-Loss Harvesting
- Deduction & Credit Optimization
- Potential Roth Conversion Analysis
Retirement Planning
Retirement is the most exciting time of your life, and you deserve a plan to match. We account for each aspect of your life to develop income and distribution strategies that can help you pursue your dreams.
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- Retirement Goal Setting
- Social Security Strategy Analysis
- Business Planning
- IRA Contributions & Conversions
- Employer-Sponsored Plans & 401(k)s
- Annuities and Pensions
- RMD & Withdrawal Strategies
- Self-Employed Retirement Plans
Concierge Services
Our experience in this industry has given us the opportunity to connect with like-minded professionals. When you work with us, our network is your network, and we can put you in touch with services providers we trust.
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- Coordinate with other advisors (attorney, insurance agents, outside accountants, etc.) for holistic service.
- Online secure document storage (insurance policies, estate planning and legal documents, tax returns, etc.)
- Personal Online Website
- Account Aggregation
Risk Management & Insurance
Insurance solutions can help you protect everything you’ve worked so hard to build. Modern options also come with more modern features, potentially making them compatible and helpful with a variety of goals.
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- Beneficiary Review
- Review of Existing Policies
- Life Insurance Needs
- Long Term Care Insurance
- Disability Insurance
- Health Insurance
- Homeowners or Renters Insurance
- Liability Coverage
401(k) & Employee Planning
401(k) and employee planning is more than just setting up a retirement plan; it’s about creating a strategy that maximizes the benefits for both employers and employees. We help ensure that your retirement plan is optimized for growth, compliance, and employee satisfaction.
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- 401(k) Plan Design & Setup
- Employee Contribution Strategy
- Employer Matching Optimization
- Compliance & Fiduciary Responsibility Review
- Retirement Plan Performance Analysis
- Employee Education & Enrollment Assistance
- Investment Option Evaluation
- Retirement Income Projection
- Plan Cost Management & Fee Analysis
Tax Preparation
Our tax preparation services are designed to meet your specific needs, whether you’re a simple filer or have more complex financial situations. We work to help you maximize your refund and minimize your tax liability, saving you time, stress, and money.
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- 1040 Basic Filing
- Multiple State & City Returns
- Filing Status Optimization
- Comprehensive Tax Credit Review
- Schedule A (Itemized Deductions)
- Schedule C/EZ (Profit & Loss from Business)
- Affordable Care Act Compliance (1095-A)
- Tax Planning & Projections
- Audit & Identity Protection Services
- Tailored Advice on Investment Tax Implications
Our Team
Get to know your committed team
Why Choose a CFP?
Not all financial planners are created equal
While anyone can call themselves a “financial planner,” only those with the CERTIFIED FINANCIAL PLANNER® designation have met the rigorous standards set by the CFP Board. As CFP® professionals, we have the experience, education, and ethical commitment to guide you with confidence and integrity.
Learn why choosing a CFP® can be pivotal in helping cultivate your financial peace of mind.
